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Canadian Carrier ProgramsCanada·Both shops and insurers

The MPI Repair Program in 2026: How Manitoba's Standards Actually Work

A working summary of how Manitoba Public Insurance structures its accredited repair network, how scoring and drift are measured, and how shops align estimates to the program without re-litigating every line.

Authors

Myles Chaput & Ali Jakvani

Published

Updated

Length

13 min read

Abstract

Manitoba Public Insurance (MPI) operates one of the most structured collision repair programs in North America. Through its accredited repair network, the published Light Vehicle Tariff, and the Realized Parts Savings (RPS), MPI sets clear expectations for how an estimate is written, how a repair is documented, and how performance is measured at the shop and claim level. For shops that align to the program, Manitoba is among the most predictable repair markets in Canada — disputes are rare, payment cycles are short, and the carrier-shop relationship is governed by published standards rather than per-claim negotiation. This paper documents how the program actually works in 2026, where the largest gaps between shop estimating practice and program expectation appear, and how a deterministic write-up workflow closes those gaps without changing what MPI requires. The framing here is deliberately program-aligned: MPI publishes the rules; the shop's job — and the technology's job — is to make compliance with those rules mechanical.

Key findings

  1. 1MPI's accredited repair network is governed by the Light Vehicle Tariff, published RPS scoring criteria, and a public set of program documents available through MPI's Body Shop & Glass Information portal.
  2. 2RPS is a multi-factor performance framework that rewards estimate accuracy, supplement discipline, cycle-time performance, and customer-experience metrics. It is not a punitive scorecard; it is the mechanism by which MPI distributes work fairly across its accredited network.
  3. 3The largest single source of avoidable RPS drift in Manitoba is supplement frequency on items determinable at write-up — the same root cause documented across the broader North American industry.
  4. 4MPI's program structure makes ADAS calibration triggers, OEM-procedure citations, and pre/post-scan reports straightforward to defend at write-up when the documentation is attached. Calibration disputes on MPI claims correlate strongly with missing rather than refused evidence.
  5. 5Shops that maintain a per-VIN OEM procedure trail, attach scan reports at write-up, and use Mitchell line notes to cite the relevant LVT clause materially out-perform peers on RPS over the program year.

Body

1. What the MPI repair program is

Manitoba Public Insurance is the public auto insurer for the Province of Manitoba. Under the Manitoba Public Insurance Corporation Act, MPI provides universal vehicle and driver coverage to Manitoba residents and operates the claims and repair programs that those policies fund. The repair program is administered through MPI's accredited body shop and glass network — a multi-tier accreditation framework under which Manitoba shops apply, qualify, and operate against a published standard.

From a shop's perspective, the program has three operational pillars: the published rate and procedure framework (the Light Vehicle Tariff and associated bulletins), the performance framework (the Realized Parts Savings, or RPS), and the day-to-day claim infrastructure (Mitchell Connect estimating, MPI's claim portals, the Body Shop & Glass Information bulletins, and the program's documented appraisal and supplement workflow). All three are public to accredited shops, all three are versioned, and all three are auditable.

2. The Light Vehicle Tariff (LVT)

MPI's Light Vehicle Tariff is the published rate and procedure document that governs labor rates, paint and material rates, allowances, sublet rules, and procedure-specific guidance for accredited shops. It is updated periodically and distributed to accredited shops; it is the single most-referenced document in any RPS audit. Estimates that deviate from the LVT without a documented reason are the single most common source of post-submission carrier touches in MPI's program.

Practically, the LVT defines: posted body labor rate by vehicle class and operation type; refinish labor and material rate; the matrix of allowances for non-reusable parts, foam, sealer, corrosion protection, and consumables; sublet rules for ADAS calibration, alignment, glass, and frame work; and the rate-and-procedure treatment of pre-repair and post-repair scans. The LVT is not a coverage document — it does not answer 'should this be paid?' It answers 'when this is written, here is the rate, the allowance, and the documentation expected.'

The single highest-leverage estimating practice on MPI claims is mechanical alignment with the LVT at write-up. When the rate, allowance, and procedure citation match the LVT, the line is paid as written. When they diverge, the line generates a touch.

3. The Realized Parts Savings (RPS)

MPI's Realized Parts Savings is the multi-factor performance framework under which accredited shops are measured and managed. RPS is not a punitive scoring instrument; it is the mechanism by which MPI distributes work, identifies coaching opportunities, and verifies that the program's quality and customer-experience expectations are being met. Most RPS metrics are derived from data MPI already holds — claim records, estimates, supplements, cycle time, and customer-experience surveys.

The RPS framework groups metrics into broad categories that capture the full claim arc:

CategoryWhat it measuresWhy MPI tracks it
Estimate accuracyInitial estimate vs. final repair cost varianceEstimate completeness; supplement avoidability
Supplement disciplineFrequency, magnitude, and reason codes on supplementsIndicator of write-up quality and OEM-procedure capture
Cycle timeKeys-to-keys days from FNOL to vehicle returnCustomer experience and rental-cost exposure
Customer experienceMPI customer-survey response across satisfaction dimensionsProgram quality verification at the customer level
ComplianceDocumentation completeness, OEM-procedure citation, scan report attachmentAudit-readiness and procedure adherence
Workmanship / qualityRe-work, comeback, and warranty incidentsRepair durability and standard-of-care

RPS is calculated continuously and visible at the shop level. The most common operational mistake in RPS management is treating the score as a month-end audit artifact rather than a daily operating metric. RPS is computed claim-by-claim; drift on any one factor is correctable in days when it is visible in days, and uncorrectable in weeks when it is visible in weeks.

4. Where Manitoba shops typically lose RPS ground

RocketPros corpus analysis of MPI estimates across more than three dozen Manitoba shops indicates that the largest avoidable sources of RPS drift cluster into a small, stable set:

  1. 1Supplements written for items that were determinable at write-up — non-reusable parts on replaced panels, R&I sets that should have been on the initial estimate, foam and sealer lines that were predictable from the OEM procedure. These show up under both 'estimate accuracy' and 'supplement discipline' in the RPS framework.
  2. 2Calibration lines added late or sublet without a clean attached calibration report. ADAS calibration is the single highest-volume disputed-line category in the modern Manitoba claim mix; calibrations that arrive at write-up with the OEM position statement cited approve cleanly, while calibrations that arrive at supplement without documentation generate touches.
  3. 3Refinish material rate or material calculation lines without an attached worksheet. The LVT is explicit about the rate; the variance comes from line-level math, and an attached worksheet collapses the disagreement.
  4. 4Cycle-time slippage from parts ordered after teardown rather than at write-up. The MPI program structure rewards parts-at-write-up — both because it shortens cycle and because it materially reduces the supplement count.
  5. 5Scan reports stored in the technician folder rather than attached to the Mitchell estimate. The data exists; the documentation does not travel with the line. This is the lowest-cost and highest-leverage RPS intervention available.

5. How RocketPros aligns to the MPI program

RocketPros is independent software. It is not an MPI partner product, and nothing it surfaces overrides MPI's published rules. The relationship is upstream: RocketPros analyzes the Mitchell estimate as the estimator writes it, surfaces the lines that the LVT and the OEM position statement would expect to see for that VIN, attaches the documentation requirement, and reports the resulting RPS-relevant metrics back to the shop daily.

In practical terms, that means three things on an MPI claim: (a) the calibration triggers that apply per VIN are visible at write-up, with the OEM position statement cited; (b) non-reusable-part R&I sets, foam, sealer, and corrosion-protection lines are flagged when the OEM procedure requires them; and (c) the shop's RPS-relevant metrics — supplement frequency, calibration incidence, documentation completeness, cycle time — are tracked at the claim level rather than at month-end. The framing is deliberately program-aligned. MPI publishes the rules; the technology's job is to make compliance mechanical.

6. The carrier perspective on Manitoba's program

From an MPI program-management perspective, the operational interventions that produce the largest combined impact on indemnity, LAE, and customer experience are the same ones that show up in the broader North American literature: pre-authorize OEM-required calibrations per VIN at FNOL; standardize documentation requirements at write-up; and reduce supplement frequency through estimate-completeness work upstream. The Manitoba program is well-positioned to compound these levers because the rate, procedure, and performance frameworks are all already published and mature.

The systemic outcome that benefits MPI's customers — Manitobans whose repairs are faster, cleaner, and more durable — is the same outcome that benefits accredited shops on the RPS scorecard. The interests are aligned by design.

Implications

For shop owners and estimators

  • Treat the LVT as the source of truth at write-up. When the rate, allowance, and procedure cite match the LVT, the line is paid as written. Variance from the LVT without a documented reason is the most common avoidable RPS touch.
  • Track RPS metrics at the claim level, not at month-end. Supplement frequency, calibration incidence, and documentation completeness are correctable within days when they are visible within days.
  • Attach the scan report, calibration printout, and OEM position-statement citation at write-up — not at supplement. MPI's program rewards documentation-first estimating; the data already exists in the shop, and the only variable is whether it travels with the line.
  • Move parts ordering left, from teardown to write-up. The cycle-time and supplement-frequency reduction shows up in two RPS factors simultaneously.

For insurance carriers

  • MPI's published rate, procedure, and performance frameworks make Manitoba one of the most amenable Canadian markets to documentation-first claim handling. Pre-authorization of OEM-required calibrations per VIN at FNOL compounds existing program design.
  • RPS drift on shops in the network is dominantly an estimate-completeness problem, not a coverage-dispute problem. Coaching to the write-up checklist resolves the largest cluster of avoidable touches.
  • Cycle-time reduction in the Manitoba program is a direct customer-experience and rental-exposure improvement. The same shops that improve on RPS estimate-accuracy improve on cycle-time as a second-order effect.

Frequently asked

What is MPI's repair program?+

Manitoba Public Insurance operates an accredited body shop and glass network governed by the published Light Vehicle Tariff (rate and procedure rules), the Realized Parts Savings (RPS, the performance framework), and a documented appraisal and supplement workflow. Accredited shops apply, qualify, and operate against the published standard; the program is administered by MPI through bulletins, training, and the Body Shop & Glass Information portal.

What is the Light Vehicle Tariff (LVT)?+

The Light Vehicle Tariff is MPI's published rate-and-procedure document for accredited shops. It defines body labor rate, refinish labor and material rate, allowances, sublet rules, and the rate-and-procedure treatment of common operations. Estimates that align with the LVT at write-up are paid as written; deviation from the LVT without a documented reason is the most common source of avoidable carrier touches on Manitoba claims.

What is the Realized Parts Savings (RPS)?+

RPS is MPI's multi-factor performance framework for accredited shops. It groups metrics across estimate accuracy, supplement discipline, cycle time, customer experience, compliance, and workmanship. RPS is calculated continuously and is the mechanism MPI uses to verify program quality and distribute work across the accredited network. It is not a punitive scoring instrument; it is the operational health metric of the program.

Where do most Manitoba shops lose ground on RPS?+

The largest avoidable sources of RPS drift cluster into five categories: supplements written for items determinable at write-up; calibration lines added late or without supporting documentation; refinish material lines without an attached worksheet; cycle-time slippage from parts ordered after teardown; and scan reports not attached to the Mitchell estimate. All five are write-up problems wearing performance clothing.

Is RocketPros an MPI partner product?+

No. RocketPros is independent software and is not endorsed by, partnered with, or affiliated with Manitoba Public Insurance. RocketPros runs alongside the shop's existing Mitchell Connect setup, surfaces estimate-completeness and RPS-relevant signals at write-up, and reports the resulting metrics back to the shop. The published MPI program — the LVT, the RPS framework, and the appraisal workflow — is the source of truth in every case.

Citations

  1. [1]Manitoba Public Insurance — Body Shop & Glass Information portal (program documents, bulletins, accreditation framework, Light Vehicle Tariff distribution).https://www.mpi.mb.ca/
  2. [2]Manitoba Public Insurance Corporation Act, C.C.S.M. c. P215 — statutory framework establishing MPI's repair program authority.https://web2.gov.mb.ca/laws/statutes/ccsm/p215e.php
  3. [3]Manitoba Public Insurance, Annual Report — claims volume, repair-program statistics, and customer-experience reporting.https://www.mpi.mb.ca/Pages/annual-reports.aspx
  4. [4]Insurance Bureau of Canada (IBC), Auto Insurance in Canada — provincial program structure and Canadian severity benchmarks.https://www.ibc.ca
  5. [5]Statistics Canada, Consumer Price Index — vehicle parts, maintenance and repairs (Table 18-10-0004-01).https://www150.statcan.gc.ca
  6. [6]I-CAR Repairability Technical Support (RTS) database — OEM-procedure citation source.https://rts.i-car.com
  7. [7]OEM1Stop.com — consortium repair-procedure portal aggregating OEM position statements applicable to vehicles in the Manitoba parc.https://www.oem1stop.com

The audit logic, scoring, and documentation patterns in this paper map directly to four RocketPros modules. If you want this applied to your shop's real estimates, start with the module that fits the workflow you're trying to fix.

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Figures cited from CCC Crash Course, Mitchell Industry Trends, IIHS-HLDI, AAA Foundation, BLS, Statistics Canada, IBC, and provincial insurer reports are sourced from those organizations' published materials. Where RocketPros corpus analysis is referenced, it reflects aggregated estimate data across the platform's customer base and is presented for directional accuracy. Nothing in this paper constitutes legal, regulatory, or coverage advice. RocketPros is independent software and is not endorsed by or affiliated with MPI, SGI, ICBC, SAAQ, or any private auto insurer.

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